First-time buyers
From how much you can borrow to the deposit and the paperwork — we take you from renting to your own front door, step by step.
Clear, jargon-free mortgage advice on Plashet Grove, E6 — for first-time buyers, home movers, remortgages and landlords across East London.
A real conversation about your options, at a time that suits you — no obligation.
Whether you're buying your first flat in E6 or reviewing the rate on a portfolio, we find and arrange the mortgage that fits — and handle the paperwork with the lender.
From how much you can borrow to the deposit and the paperwork — we take you from renting to your own front door, step by step.
Porting your deal, borrowing more or starting fresh — we line up your new mortgage around your chain and your timings.
Coming to the end of a fixed rate? We review the market before your deal ends so you don't slip onto the lender's standard variable rate.
Purchases, remortgages and portfolio reviews for landlords — including the rental-cover and affordability sums lenders expect.
Sometimes staying put with a new deal from your current lender is quickest. We compare it against the wider market so you can be sure.
Life cover, income protection and buildings & contents, so your home and your family are covered if life doesn't go to plan.
Move the sliders to get an indicative monthly repayment. It's a quick illustration to help you picture the numbers, not a quote or mortgage advice.
Illustration only. Figures assume a capital-and-interest repayment mortgage at the rate shown, for guidance only. They are not a quote, a decision to lend, or mortgage advice. Your actual rate and payments depend on your circumstances and the lender's assessment. Your home may be repossessed if you do not keep up repayments on a mortgage.
A free, no-obligation chat about what you want to do and what's realistic.
We look at your budget, deposit and credit picture, then search for the right lender.
A clear recommendation with the costs laid out, so you know exactly what you're signing up to.
We package and submit the application and deal with the lender's questions for you.
We stay with it through to your mortgage offer — and diarise your next rate review.
Not a call centre and not a comparison table — a person who knows your case and stays with it.
We compare lenders and match one to your situation, including cases the high street can turn away.
One point of contact who deals with the lender, the forms and the follow-ups, so you can get on with your life.
We make sure your home and income are properly covered, so a change in circumstances doesn't put the roof at risk.
Local and easy to reach when your fixed rate ends, when you move, or when you're ready to invest.
Find us at 78 Plashet Grove in East Ham — a short walk from Green Street, Queens Market and Upton Park. We advise clients across Newham and the wider East London postcodes.
Not sure if we cover you? Give us a call — happy to help.
“A mortgage is the biggest thing most of us ever sign for. Our job is to make it feel simple.”
— NBS Residentials
NBS Residentials is a local mortgage adviser based on Plashet Grove in East Ham. We help people across Newham and East London buy, move, remortgage and invest — with advice that's clear, honest and easy to get hold of.
Instead of trawling comparison sites or sitting on hold to a bank, you get one adviser who looks at your situation, searches for the right lender, and handles the application from first chat to mortgage offer.
Buying your first home, freeing up a better rate, or building a rental portfolio — start with a straightforward conversation and no pressure.
Yes. A lot of what we do is guiding first-time buyers through the whole thing: how much you can borrow, the deposit you'll need, getting an agreement in principle, and what happens between offer and completion. We keep it plain and we don't rush you.
The first conversation is a no-obligation chat about your options. Any fees for arranging a mortgage are explained clearly and agreed with you before you commit to anything, so there are never surprises.
Yes. Ideally we look at your options a few months before your current deal ends, compare the market with a new deal from your existing lender, then arrange whichever is right — so you don't drift onto an expensive standard variable rate.
We do — for first purchases, remortgages and portfolio landlords, including the rental-income and affordability calculations lenders require. If you're weighing up an investment in East London, we can talk through the numbers.
We're on Plashet Grove in East Ham, E6, near Green Street and Upton Park. Appointments are arranged to suit you. The quickest way to get started is to call 020 8472 9359 or send us a message.
Tell us what you're planning and we'll come back with your options. No pressure, no jargon.
A few details are written from the trade rather than confirmed with you, so we'll check them at our first call: (1) your FCA authorisation / network and firm reference number, and how you'd like the regulatory statement worded (mortgage advice must show this) · (2) whether you are independent / whole-of-market or work from a lender panel, and your fee structure (the site currently says fees are explained and agreed upfront) · (3) the adviser's name and any qualifications (CeMAP etc.) to show · (4) your opening hours / appointment availability · (5) whether you also offer property sales & lettings (the name and email domain suggest an estate-agency side we could add) · (6) any genuine client reviews to feature. Full list in CONFIRM-WITH-OWNER.md.